Cost of living in Tajikistan
If you're planning on relocating from Singapore to Tajikistan it’s important to build a realistic budget based on the cost of living in your chosen destination. The cost of everyday life, from rent and utilities, to childcare and education, tax and other unavoidable costs, can vary enormously based on market forces, the strength of the local economy and government policies.
Read on as we explore key information about the differences in cost of living between Tajikistan & Singapore, focusing on everything from the costs of food, healthcare, entertainment and more.
What contributes to the cost of living between Tajikistan & Singapore?
In this guide we look at differences in cost of living between Tajikistan & Singapore, so you can start to build up a budget to cover your costs when you relocate. Cost of living is highly personalised, and can depend on the things you like to do, food you like to eat, type of home you want to live in, and so on. Naturally, living in a new country with a family, paying for a larger property, education and healthcare, would cost significantly more than an international student looking only to cover basic expenses during a relatively short term stay.
To help you plan your spending we’ve covered different common expenses in Tajikistan such as transport, healthcare, childcare and entertainment. Read on for more detail on each.
Pro tip: Use our international payment comparison tools to work out the best options for you to send international payments to and from Tajikistan & Singapore with low fees and great rates.
Is Tajikistan expensive?
Based on data from Numbeo, the cost of living in Tajikistan is 70.5% lower vs Singapore when you take into account daily spending without rent.
Once you include rent into your calculations, the cost of living in Tajikistan is 78.0% lower vs Singapore.
If you look just at rent, the cost of rent in Tajikistan is 88.8% lower than Singapore.
Your own exact cost of living will depend on many different factors including your lifestyle, hobbies and even health - this guide can help you build up your own budget to live comfortably in your new home.
Wise account
- Receive payments with local account details in 10 currencies
- Hold and exchange 40+ currencies
- Send money quickly to accounts in 160+ countries
- No minimum balance requirement
Transport in Tajikistan
Getting around will be an important cost to consider when living in Tajikistan. Whether you’re commuting to work, getting to school or travelling for pleasure, the costs of transport can vary widely from country to country, based on fuel and vehicle prices, and the availability of public transport, taxis, and ride hailing services.
| Transport | Singapore | Tajikistan | % difference |
|---|---|---|---|
| One way ticket (local transport) | S$2 (ЅM16) | S$0.3 (ЅM2) | -84.8% |
| Monthly pass (local transport) | S$120 (ЅM983) | S$6.1 (ЅM50) | -94.9% |
| Taxi start | S$4.6 (ЅM38) | S$1.2 (ЅM10) | -73.5% |
| Taxi (1km) | S$1 (ЅM8) | S$0.4 (ЅM3) | -63.5% |
| Taxi (1 hour waiting) | S$20.9 (ЅM171) | S$7.3 (ЅM60) | -65% |
| Gas (1 Litre) | S$2.9 (ЅM24) | S$1.2 (ЅM10) | -58% |
Utilities (monthly) in Tajikistan
No matter where you choose to live in Tajikistan you’ll need to pay utility bills for electricity, gas, water and other similar services. Utility costs are often dictated, or capped, by government policies, as well as market forces, which can mean that what you pay in one country is quite different to another. Here’s a look at utility costs in Tajikistan as an example.
| Item | Singapore | Tajikistan | % difference |
|---|---|---|---|
| Bills (electricity, gas, water) for 85m2 Apartment | S$210.9 (ЅM1,728) | S$52.7 (ЅM432) | -75% |
| Mobile Phone Contract (Calls and 10GB+ Data) | S$22.7 (ЅM186) | S$17.1 (ЅM140) | -24.8% |
| Internet (60 Mbps or More, Unlimited Data) | S$46.1 (ЅM378) | S$33.8 (ЅM277) | -26.7% |
Grocery costs in Tajikistan
Daily grocery costs and availability changes depending on the country you’re in, with factors like the proportion of foods that are imported making a big difference. When you’re in Tajikistan you’ll need to think about building a suitable food budget for your personal tastes, and based on the costs of items you buy often.
| Item | Singapore | Tajikistan | % difference |
|---|---|---|---|
| Milk (1 Litre) | S$3.7 (ЅM30) | S$1 (ЅM8) | -72.1% |
| Loaf of fresh bread | S$2.9 (ЅM24) | S$0.7 (ЅM6) | -75.5% |
| Rice (1kg) | S$3.7 (ЅM30) | S$2.2 (ЅM18) | -39.7% |
| 12 eggs (regular) | S$4.3 (ЅM35) | S$2.2 (ЅM18) | -49.2% |
| Local cheese (1kg) | S$23.1 (ЅM189) | S$12.5 (ЅM102) | -46.1% |
| Chicken fillets (1kg) | S$14.1 (ЅM116) | S$5.4 (ЅM44) | -61.4% |
| Beef (1kg) | S$27.8 (ЅM228) | S$10 (ЅM82) | -64% |
| Apples (1kg) | S$5.7 (ЅM47) | S$1.8 (ЅM15) | -69.5% |
| Bananas (1kg) | S$4 (ЅM33) | S$3 (ЅM25) | -24.8% |
Wise travel card - a lot cost alternative when travelling
Visa Debit Card
Spend in multiple currencies
Mid-market rateUsing a multi-currency card from Wise for your travels is often a more cost-effective option. Wise provides conversions at the mid-market exchange rate without any markups or hidden fees, ensuring you get the bets possible value for your money.
Accommodation in Tajikistan
If you’re moving to Tajikistan you’ll likely need to rent a place to live. No matter where in the world you choose to reside, the costs of rent tend to make up a huge slice of your monthly budget. That said, you can often bring down the overall costs of renting by choosing a less central location or by sharing with others.
| Accommodation | Singapore | Tajikistan | % difference |
|---|---|---|---|
| Apartment (1 bedroom) City Centre | S$3943.9 (ЅM32,322) | S$492.1 (ЅM4,033) | -87.5% |
| Apartment (1 bedroom) Outside of City Centre | S$2818.6 (ЅM23,100) | S$269.9 (ЅM2,212) | -90.4% |
| Apartment (3 bedroom) City Centre | S$7779 (ЅM63,752) | S$831.7 (ЅM6,816) | -89.3% |
| Apartment (3 bedroom) Outside of City Centre | S$4870.8 (ЅM39,918) | S$581.1 (ЅM4,762) | -88.1% |
Salaries in Tajikistan
The amount of money you have in your pocket when you’re living in Tajikistan is a function of both the salary you can earn, and the amount of tax you need to pay on your income. As taxes can be structured quite differently from one country to the next it’s crucial to get a realistic idea of the amount you’ll lose in taxes - and so the amount you have for spending - before you move.
| Salary | Singapore | Tajikistan | % difference |
|---|---|---|---|
| Average monthly salary (after tax) | S$5090.7 (ЅM41,720) | S$283.9 (ЅM2,327) | -94.4% |
Education and childcare in Tajikistan
For people moving to Tajikistan with a family, the costs of education and childcare will be an important budget line. Childcare, school fees and university costs can be a huge proportion of your annual budget, particularly when you’re outside of your home country, and may not have access to government funded educational institutions. Here’s a look at some common costs in Tajikistan to help your research.
| Childcare | Singapore | Tajikistan | % difference |
|---|---|---|---|
| Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child | S$1493.8 (ЅM12,242) | S$138.6 (ЅM1,136) | -90.7% |
| International Primary School, Yearly for 1 Child | S$36844 (ЅM301,951) | S$10272.1 (ЅM84,184) | -72.1% |
Entertainment and eating out in Tajikistan
Don’t forget to include discretionary spending on entertainment and personal care to your budget for Tajikistan. While your own spending in this area will be unique, planning to have some money for fun activities can help you settle into your new home, make new friends and relax into your new life.
| Entertainment | Singapore | Tajikistan | % difference |
|---|---|---|---|
| Fitness Club, Monthly Fee (1 Adult) | S$144.2 (ЅM1,182) | S$43.6 (ЅM357) | -69.8% |
| Tennis Court (1 Hour on Weekend) | S$15.8 (ЅM129) | S$11 (ЅM90) | -30.4% |
| Cinema, International Release, 1 ticket | S$15 (ЅM123) | S$6.1 (ЅM50) | -59.4% |
| Eating out | Singapore | Tajikistan | % difference |
|---|---|---|---|
| Meal out (cheap restaurant) | S$14 (ЅM115) | S$7.3 (ЅM60) | -47.8% |
| Meal for 2 (mid-range restaurant), 3 courses | S$100 (ЅM820) | S$19.5 (ЅM160) | -80.5% |
| Meal at McDonalds (or equivalent) | S$10 (ЅM82) | S$11.1 (ЅM91) | 11.4% |
| Local Beer (0.5 litres) | S$10 (ЅM82) | S$1.3 (ЅM11) | -87.2% |
| Imported Beer (0.33 litre) | S$6.7 (ЅM55) | S$2.1 (ЅM17) | -68.9% |
| Cappuccino (regular) | S$6.2 (ЅM51) | S$2.2 (ЅM18) | -64.2% |
| Coke/Pepsi (0.33 litre) | S$2.2 (ЅM18) | S$0.8 (ЅM7) | -64.8% |
| Water (0.33 litre) | S$1.6 (ЅM13) | S$0.4 (ЅM3) | -73% |
Exchange rates between Singapore & Tajikistan
Understanding the differences in exchange rate between Singapore & Tajikistan is important to allow you to manage your money across currencies. Looking at historical data and trends for the TJS/SGD exchange rate can help you understand how far your funds will go once you move.
Loading chart data...
Conclusion
Understanding the differences in cost of living between Tajikistan & Singapore is important for anyone who plans to relocate - either for a short period of work or study, or on a long term basis. By understanding how different costs may be for day to day essentials, you can plan your budget effectively and make sure you hit the ground running in your new home.
If you live an international lifestyle, our currency conversion and international payment comparison tools are the perfect way to help you manage your money across currencies. Use our guides and calculators to figure out the cheapest and most convenient ways to spend in your new country, and to send international payments to and from Tajikistan & Singapore with low fees and great rates.