Cost of living in Kenya
If you're planning on relocating from Singapore to Kenya it’s important to build a realistic budget based on the cost of living in your chosen destination. The cost of everyday life, from rent and utilities, to childcare and education, tax and other unavoidable costs, can vary enormously based on market forces, the strength of the local economy and government policies.
Read on as we explore key information about the differences in cost of living between Kenya & Singapore, focusing on everything from the costs of food, healthcare, entertainment and more.
What contributes to the cost of living between Kenya & Singapore?
In this guide we look at differences in cost of living between Kenya & Singapore, so you can start to build up a budget to cover your costs when you relocate. Cost of living is highly personalised, and can depend on the things you like to do, food you like to eat, type of home you want to live in, and so on. Naturally, living in a new country with a family, paying for a larger property, education and healthcare, would cost significantly more than an international student looking only to cover basic expenses during a relatively short term stay.
To help you plan your spending we’ve covered different common expenses in Kenya such as transport, healthcare, childcare and entertainment. Read on for more detail on each.
Pro tip: Use our international payment comparison tools to work out the best options for you to send international payments to and from Kenya & Singapore with low fees and great rates.
Is Kenya expensive?
Based on data from Numbeo, the cost of living in Kenya is 65.3% lower vs Singapore when you take into account daily spending without rent.
Once you include rent into your calculations, the cost of living in Kenya is 75.0% lower vs Singapore.
If you look just at rent, the cost of rent in Kenya is 89.1% lower than Singapore.
Your own exact cost of living will depend on many different factors including your lifestyle, hobbies and even health - this guide can help you build up your own budget to live comfortably in your new home.
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Transport in Kenya
Getting around will be an important cost to consider when living in Kenya. Whether you’re commuting to work, getting to school or travelling for pleasure, the costs of transport can vary widely from country to country, based on fuel and vehicle prices, and the availability of public transport, taxis, and ride hailing services.
| Transport | Singapore | Kenya | % difference |
|---|---|---|---|
| One way ticket (local transport) | S$2 (KSh192) | S$1 (KSh96) | -48.6% |
| Monthly pass (local transport) | S$120 (KSh11,531) | S$36.5 (KSh3,507) | -69.6% |
| Taxi start | S$4.6 (KSh442) | S$2.1 (KSh202) | -55.3% |
| Taxi (1km) | S$1 (KSh96) | S$2.1 (KSh202) | 105.8% |
| Taxi (1 hour waiting) | S$20.9 (KSh2,008) | S$4.1 (KSh394) | -80.3% |
| Gas (1 Litre) | S$2.9 (KSh279) | S$2 (KSh192) | -30% |
Utilities (monthly) in Kenya
No matter where you choose to live in Kenya you’ll need to pay utility bills for electricity, gas, water and other similar services. Utility costs are often dictated, or capped, by government policies, as well as market forces, which can mean that what you pay in one country is quite different to another. Here’s a look at utility costs in Kenya as an example.
| Item | Singapore | Kenya | % difference |
|---|---|---|---|
| Bills (electricity, gas, water) for 85m2 Apartment | S$210.9 (KSh20,266) | S$42.3 (KSh4,065) | -79.9% |
| Mobile Phone Contract (Calls and 10GB+ Data) | S$22.7 (KSh2,181) | S$19.2 (KSh1,845) | -15.2% |
| Internet (60 Mbps or More, Unlimited Data) | S$46.1 (KSh4,430) | S$50.1 (KSh4,814) | 8.6% |
Grocery costs in Kenya
Daily grocery costs and availability changes depending on the country you’re in, with factors like the proportion of foods that are imported making a big difference. When you’re in Kenya you’ll need to think about building a suitable food budget for your personal tastes, and based on the costs of items you buy often.
| Item | Singapore | Kenya | % difference |
|---|---|---|---|
| Milk (1 Litre) | S$3.7 (KSh356) | S$1.1 (KSh106) | -70.4% |
| Loaf of fresh bread | S$2.9 (KSh279) | S$0.7 (KSh67) | -76.2% |
| Rice (1kg) | S$3.7 (KSh356) | S$1.9 (KSh183) | -48.8% |
| 12 eggs (regular) | S$4.3 (KSh413) | S$2.1 (KSh202) | -51.3% |
| Local cheese (1kg) | S$23.1 (KSh2,220) | S$13.7 (KSh1,316) | -40.7% |
| Chicken fillets (1kg) | S$14.1 (KSh1,355) | S$8.3 (KSh798) | -41.3% |
| Beef (1kg) | S$27.8 (KSh2,671) | S$6.6 (KSh634) | -76.2% |
| Apples (1kg) | S$5.7 (KSh548) | S$3.7 (KSh356) | -36.3% |
| Bananas (1kg) | S$4 (KSh384) | S$1.4 (KSh135) | -65.3% |
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Accommodation in Kenya
If you’re moving to Kenya you’ll likely need to rent a place to live. No matter where in the world you choose to reside, the costs of rent tend to make up a huge slice of your monthly budget. That said, you can often bring down the overall costs of renting by choosing a less central location or by sharing with others.
| Accommodation | Singapore | Kenya | % difference |
|---|---|---|---|
| Apartment (1 bedroom) City Centre | S$3943.9 (KSh378,981) | S$382.7 (KSh36,775) | -90.3% |
| Apartment (1 bedroom) Outside of City Centre | S$2818.6 (KSh270,847) | S$183.8 (KSh17,662) | -93.5% |
| Apartment (3 bedroom) City Centre | S$7779 (KSh747,507) | S$1086.9 (KSh104,443) | -86% |
| Apartment (3 bedroom) Outside of City Centre | S$4870.8 (KSh468,049) | S$459 (KSh44,107) | -90.6% |
Salaries in Kenya
The amount of money you have in your pocket when you’re living in Kenya is a function of both the salary you can earn, and the amount of tax you need to pay on your income. As taxes can be structured quite differently from one country to the next it’s crucial to get a realistic idea of the amount you’ll lose in taxes - and so the amount you have for spending - before you move.
| Salary | Singapore | Kenya | % difference |
|---|---|---|---|
| Average monthly salary (after tax) | S$5090.7 (KSh489,180) | S$475 (KSh45,644) | -90.7% |
Education and childcare in Kenya
For people moving to Kenya with a family, the costs of education and childcare will be an important budget line. Childcare, school fees and university costs can be a huge proportion of your annual budget, particularly when you’re outside of your home country, and may not have access to government funded educational institutions. Here’s a look at some common costs in Kenya to help your research.
| Childcare | Singapore | Kenya | % difference |
|---|---|---|---|
| Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child | S$1493.8 (KSh143,544) | S$210.8 (KSh20,256) | -85.9% |
| International Primary School, Yearly for 1 Child | S$36844 (KSh3,540,447) | S$10253.2 (KSh985,260) | -72.2% |
Entertainment and eating out in Kenya
Don’t forget to include discretionary spending on entertainment and personal care to your budget for Kenya. While your own spending in this area will be unique, planning to have some money for fun activities can help you settle into your new home, make new friends and relax into your new life.
| Entertainment | Singapore | Kenya | % difference |
|---|---|---|---|
| Fitness Club, Monthly Fee (1 Adult) | S$144.2 (KSh13,857) | S$51 (KSh4,901) | -64.6% |
| Tennis Court (1 Hour on Weekend) | S$15.8 (KSh1,518) | S$26.7 (KSh2,566) | 69.4% |
| Cinema, International Release, 1 ticket | S$15 (KSh1,441) | S$8.2 (KSh788) | -45.1% |
| Eating out | Singapore | Kenya | % difference |
|---|---|---|---|
| Meal out (cheap restaurant) | S$14 (KSh1,345) | S$5.1 (KSh490) | -63.3% |
| Meal for 2 (mid-range restaurant), 3 courses | S$100 (KSh9,609) | S$41.2 (KSh3,959) | -58.8% |
| Meal at McDonalds (or equivalent) | S$10 (KSh961) | S$9.1 (KSh874) | -9.5% |
| Local Beer (0.5 litres) | S$10 (KSh961) | S$3.1 (KSh298) | -69.1% |
| Imported Beer (0.33 litre) | S$6.7 (KSh644) | S$3.4 (KSh327) | -48.9% |
| Cappuccino (regular) | S$6.2 (KSh596) | S$3 (KSh288) | -52.6% |
| Coke/Pepsi (0.33 litre) | S$2.2 (KSh211) | S$0.9 (KSh86) | -59.3% |
| Water (0.33 litre) | S$1.6 (KSh154) | S$0.7 (KSh67) | -57.3% |
Exchange rates between Singapore & Kenya
Understanding the differences in exchange rate between Singapore & Kenya is important to allow you to manage your money across currencies. Looking at historical data and trends for the KES/SGD exchange rate can help you understand how far your funds will go once you move.
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Conclusion
Understanding the differences in cost of living between Kenya & Singapore is important for anyone who plans to relocate - either for a short period of work or study, or on a long term basis. By understanding how different costs may be for day to day essentials, you can plan your budget effectively and make sure you hit the ground running in your new home.
If you live an international lifestyle, our currency conversion and international payment comparison tools are the perfect way to help you manage your money across currencies. Use our guides and calculators to figure out the cheapest and most convenient ways to spend in your new country, and to send international payments to and from Kenya & Singapore with low fees and great rates.