Can I use the Wise card in the UK in 2024?

If you’re planning a trip to the UK - or planning to move there to live, work or study - you’ve got an exciting time ahead. As the Pound Sterling (GBP) is the official currency in the UK you’ll need to find convenient ways to spend in GBP while you’re there.

This guide walks through how to use the Wise card in the UK for convenient and secure transactions, and offers some handy hints about making your money go further when you’re abroad.

Claire Millard
Ileana Ionescu
Last updated
26 March 2024

Can I use the Wise card in the UK?

If you are a resident of Singapore and have a Wise card - or if you’re thinking of getting one - you’re probably wondering: can I use my Wise card to pay for things in the UK?

The answer is yes, you can use the Wise card for everyday spending in the UK. You can use the card to pay for things in Pound Sterlings with competitive exchange rates and low transaction fees. This guide walks through how you’ll be able to use your Wise card to help manage your travel spending.

How to order a Wise card

It’s easy to order your Wise card in Singapore, and the whole process can be done from your phone or laptop. The most convenient option is to download the Wise app and get your Wise card that way. Here’s how:

  1. Register a Wise Account in the Wise app, using your email address, Apple, Facebook or Google ID

  2. Complete the verification step by snapping a photo of your ID and proof of address documents and uploading them

  3. Add some money to your account in your preferred currency - there are various ways to pay, which you’ll see in the app

  4. Navigate to the Cards tab and select the option to order your Wise card

  5. Follow the prompts to add or confirm your shipping address, and your card will arrive in the mail

Can I get the Wise card in the UK?

If you live in the UK, the good news is that the Wise card is available for residents as long as they have the documents needed for verification - usually just an ID and a proof of local address.

Learn more about the Wise card

What happens if I move to the UK?

You can continue using your Wise card in the UK; simply update your home address in the app. You may also be asked to provide proof of residence by Wise.

An alternative to Wise in the UK: Revolut

Different account plansDifferent account plans30+ currencies30+ currenciesVisa debit cardVisa debit card
  • Spend in GBP when visiting the UK ✅

  • Available to residents of the UK ✅

  • Trade crypto, stocks and commodities in your Revolut account 💰

Choose the Revolut account plan that suits your spending needs, including options with no monthly fees and others which have ongoing charges but unlock extra features. All accounts have a linked debit card - although the specific card you get may vary based on the account you pick.

Will my ATM card work in the UK?

Yes. Access to ATMs shouldn’t be a problem during your stay in the UK.

It’s good to know that the UK is well developed and ATMs can be found in most towns and cities - you’ll only usually run into a problem if you’re heading somewhere really off the beaten path. If that’s the case, plan in advance and stock up on GBP from an ATM while you can.

Generally having and using a low cost ATM card when you’re in the UK is convenient, reliable and secure. You can take out cash little and often to avoid the need to carry too much at any one time, and spend with your card in stores and restaurants. Keep more than one way to pay in your pocket at any given time, so you’re prepared no matter what happens.

How can I avoid ATM fees in the UK?

Don’t pay more than you need to when using an ATM. Here are some hints to avoid unexpected ATM fees in the UK:

  • Get a low cost ATM card which offers some free or cheap international withdrawals

  • Always pay in the local currency when you withdraw - this avoids additional charges and poor exchange rates offered by an ATM

  • Check if there’s a fixed cost per transaction for your ATM card. This might mean that making fewer, larger withdrawals is cheaper

  • Watch the ATM screen for warnings of extra fees the ATM operator may add - if there are going to be extra charges you may want to find an alternative terminal

Tips for saving on your travel budget for the UK

Make the most of your money so you can do more on your trip to the UK. Here are some travel budget tips:

  • Pay for your luggage when you book your flight - this is cheaper than at the airport

  • Don’t exchange currency at the airport or your hotel, as this is often the most expensive place

  • Always pay in the local currency

  • Keep a few different payment methods on you at any time, just in case you need a backup plan

  • Get a travel card which has good exchange rates and low or no cost ATM withdrawals overseas

What is the best currency to take to the UK?

The Pound Sterling (GBP) is the official currency in the UK.

You can exchange your SGD before you leave Singapore if you’d like - but bear in mind that you won’t be able to spend SGD in the UK. If you arrive with cash in your pocket you’ll need to exchange it locally, which may come with unexpected costs, and take time out of your trip unnecessarily.

A better plan for lots of people is to get a travel card for spending in GBP while in the UK, with low costs and secure transactions.

Frequently Asked Questions

I'm visiting the UK soon, will Wise be ok for the trip?

The Wise card will be OK for your trip to the UK. Use your Wise card in the UK to get low cost currency conversion and cash withdrawals, and to keep your budget down overall.

Can I use Wise after moving to the UK?

The Wise card is available for residents of the UK, as long as they have the documents needed for verification - usually just an ID and a proof of local address.

Is Wise card good for international travel?

Using the Wise card when you’re spending overseas can mean you get a better exchange rate and lower overall costs. Explore your card’s features and fees carefully to make sure you can get the most of it when travelling abroad.

How long does it take to order a travel money card in Singapore?

The delivery time for a travel card in Singapore can vary a lot depending on the provider you pick. Get ready in advance so you’ve got your card in good time before your trip to the UK.

Our data sources

The information in this article is correct as of 20/02/2024. We retrieved Wise's and Revolut's card coverage from the following sources: