How much spending money do I need for the United Arab Emirates?

Claire Millard
Ileana Ionescu
Last updated
6 November 2024

If you have a trip to the United Arab Emirates coming up - as a tourist, to visit friends and family, for work or for any other reason - it’s important to know how much spending money is needed based on your plans. This guide looks at the prices in the United Arab Emirates for tourists, including some budgeting tips and ideas, for luxury and budget travel alike.

How Much Money Should You Take to the United Arab Emirates?

So - your question might well be: how much do I need in AED (UAE Dirham) for a week in the United Arab Emirates?

We'll break down how much money you should take to the United Arab Emirates by different spending types later - but first, an overview. Here are some handy estimates to give you a flavour, looking at the costs of accommodation, food, transport and sightseeing, so you can start to budget, and decide how much money to bring to the United Arab Emirates, based on your spending for a day or for a week.

Travel StyleAverage Daily costOne Week cost
Budget (Cheap)S$136
AED 367
S$949
AED 2,571
Mid-rangeS$341
AED 926
S$2,390
AED 6,479
High-end (Luxury)S$904
AED 2,450
S$6,327
AED 17,149

How Much Cash Should You Take to the United Arab Emirates?

Let's kick off with some key points when it comes to deciding how much cash to take to the United Arab Emirates.

While cash is still used in the United Arab Emirates, many stores, restaurants and hotels would prefer card payments. Plus, taking a card to spend with instead of carrying lots of cash is more convenient and secure. You’ll still be able to use your card whenever you need to, to make ATM withdrawals - handy for when cash is easier, like for tipping or small purchases.

Bear in mind that some ATMs may charge extra fees for foreign cards - and your own card issuer might have fees including foreign transaction fees and out of network ATM costs. Using an international travel debit card from a provider like Wise can make overseas spending cheaper.

Wise travel card

Order a Wise travel card to buy, hold and exchange 40+ currencies. You’ll be able to spend conveniently in United Arab Emirates - and all currency exchange uses the mid-market rate with no markup.

Card holders get some free ATM withdrawals available every month, and there’s no annual or monthly fees to pay, and no minimum balance requirement.

Read a full Wise review here

Learn more about the Wise card

Is the United Arab Emirates Expensive to Visit (in 2024)?

Ultimately, the cost of visiting the United Arab Emirates varies depending on your plans, and how you like to enjoy yourself when you're abroad.

Overall, the United Arab Emirates is rated as a "moderately priced" place to visit by BudgetYourTrip. Accommodation, food, and activities are all available to suit any budget - but you'll need to plan your time to make sure you're making the most of both your time and your money while you're away.

What Currency should I take to the United Arab Emirates?

The official local currency used in the United Arab Emirates is the UAE Dirham-AED. If you plan to take cash with you to spend while you're away, you'll need UAE Dirhams.

The currency symbol is د.إ, which is what you'll see in stores and on restaurant menus.

UAE Dirham
Currency nameUAE Dirham
Currency symbolد.إ
Currency codeAED
Exchange rate today1 SGD = 2.71056 AED
1 AED = 0.368927 SGD
Learn more about currency in the United Arab Emirates.

How to Save Money in the United Arab Emirates - Traveller tips

No matter what you're planning on doing during your trip to the United Arab Emirates, you want to make sure your money goes as far as possible.

Here are some top tips to save money in the United Arab Emirates:

  • Book your hotels or accommodation in advance to secure the best available deals
  • Use public transport where possible, or approved taxi and ride hailing operators
  • Use Google maps and reviews to find good restaurants. You'll often find better food and more reasonable prices away from the most touristy areas of town
  • Look online for recommendations of free or low-cost attractions and activities in the United Arab Emirates - blogs and travel magazines are a great place to start
  • Use travel cards that offer fair exchange rates with transparent fees such as Wise, to keep down the costs of currency conversion and ATM use while you're away

Get a free multi-currency account and card to buy, hold, convert and send over 40 currencies. Fast, secure, easy and cheap transfers at the commercial exchange rate.

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Costs and Prices in the United Arab Emirates for Tourists

Let's move on to the typical prices in the United Arab Emirates for tourists. Below we've got a handy overview of prices for accommodation, food and services for tourists in the United Arab Emirates. Use this along with your own research to figure out the likely costs and prices you'll come across during your visit.

Accommodation Costs in the United Arab Emirates

Accommodation is usually one of the biggest costs on any trip abroad - but what you pay in the end will depend a lot on the accommodation type you pick. Below is an example of accommodation costs in the United Arab Emirates based on two people sharing a typical double-occupancy hotel room.

Types of accommodationPrices per night
BudgetS$83
AED 224
Mid-RangeS$217
AED 588
LuxuryS$587
AED 1,590

Daily Food Costs in the United Arab Emirates

Food is an important feature of a trip abroad for many of us - but what you spend can vary significantly depending on where you purchase your meals in the United Arab Emirates. As you might expect, buying food from local markets and stores can be one of the cheapest options, or you could choose to eat at mid-range restaurants, or sample some high-end establishments.

Here's an example of how much a meal costs in the United Arab Emirates based on different restaurant types.

Types of Meal Average Daily Cost 
BudgetS$28
AED 77
Mid-RangeS$70
AED 191
LuxuryS$173
AED 470

Cost of Drink & Beverages

Let's move on to the cost of beer, wine, water and other beverages in the United Arab Emirates:

Drink & BeveragesPrices
Beer (bottle)S$6
AED 16
Wine (bottle)S$18
AED 50
Can of Coca-cola /PepsiS$2
AED 4
Mineral water (1.5L bottle)S$1
AED 2
Coffee, Cappuccino, Hot ChocolateS$8
AED 21
Data via Numbeo, collected 1 September 2024.

Travel Costs in the United Arab Emirates

Once you've arrived in the United Arab Emirates you still need to figure out how to get around. The cost of travel can be different depending on your preferences - and how much of a hurry you're in. Using public transport is often our cheapest choice, but getting a taxi or hiring a car could be faster and more flexible, depending on your budget.

Some common ways to save money on transport in the United Arab Emirates include:

  • Where possible use airport shuttles on arrival to get to the city centre
  • Use buses, metro, trams or other public transport where you can - Google Maps can help you navigate more easily
  • Plan activities to limit the travel needed by covering the popular sites in one area before exploring the next, to avoid excess travel time

  • Use known taxi operators and approved ride-hailing companies.

Tourist Attractions Costs in the United Arab Emirates

the United Arab Emirates has many tourist attractions and beautiful places to visit.

The average daily cost for visiting attractions and entertainment in the United Arab Emirates is د.إ107 UAE Dirhams (S$39).

Top Tourist AttractionsInformation
Burj KhalifaThe tallest building in the world, located in Dubai, offering stunning views of the city skyline.
Sheikh Zayed Grand Mosque
A monumental mosque in Abu Dhabi, known for its stunning architecture and capacity to hold 40,000 worshippers.
The Dubai Mall
One of the largest shopping malls in the world, featuring an aquarium, ice rink, and countless shops.

Data Roaming, Internet, Local Sim Cards

Having easy access to your phone while you're away is important - not only to keep in touch with your friends and family, but also to navigate, look up good places to eat or visit, and to translate if needed. Make sure you don't get stuck without your phone - or with a big roaming bill - when you're in the United Arab Emirates with these tips:

  • Turn off your data roaming if you're concerned about running up excess fees, and only use your phone on secure wifi networks while you're away
  • Check the roaming costs with your mobile operator - you may be able to add a roaming data package to your normal plan for a fairly low price
  • Consider getting an international eSIM if your phone is compatible with eSIMs - these can be low hassle ways to keep access to your data, without needing to install a physical SIM card
  • Check the SIM card price for tourists in the United Arab Emirates, before travelling - you'll likely find people trying to sell you a local SIM in the airport when you arrive, so knowing the price you should pay can help you avoid scams

How Much Should You Tip in the United Arab Emirates?

Tipping etiquette can vary a lot between countries, and naturally depends a lot on the type of establishment you're in, or service you've received. Generally, tipping around 10-15% of the bill when you are happy with the service is in line with expectations.

Bear in mind that in some places a service fee - which is a percentage of the amount you spend - is already added to the bill, and means you don't need to add an additional tip unless you really want to. Check your bill before you pay - or just ask if the tip has already been included or not.

Shopping and Souvenirs

Take away something to remember your trip to the United Arab Emirates with - or as a gift to someone back home.

Dates and Arabic Coffee Pots (Dallah) are the most popular souvenirs to buy from the United Arab Emirates. While you can pick up these and many other souvenirs and gifts at the airport, you'll normally save money by buying them from local shops instead.

How to Get the Best Exchange Rate for UAE Dirhams

Naturally you want to get the very best SGD to AED exchange rate. However, bear in mind that you'll also need to pick a secure and reputable provider when you exchange money. Black market money changers may look like they're offering great rates but they're not safe or reliable. Look out for the SGD - AED exchange rate online or at the currency exchange office.

Always seek out official exchange companies that offer fair rates and transparent fees. Or, consider getting a travel money card, such as Wise, to ensure your transactions are secure and convenient. Use your Wise card to pay where card transactions are supported, or to get cash from the ATM whenever you need it during your visit to the United Arab Emirates.

The live exchange rate today is:

1 SGD = 2.71056 AED
1 AED = 0.368927 SGD

Learn more about the Wise cardSend money to the United Arab Emirates
1 SGD = 2.71056 AED

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