How much spending money do I need for Ho Chi Minh City?
If you have a trip to Ho Chi Minh City coming up - as a tourist, to visit friends and family, for work or for any other reason - it’s important to know how much spending money is needed based on your plans. This guide looks at the prices in Ho Chi Minh City for tourists, including some budgeting tips and ideas, for luxury and budget travel alike.
How Much Money Should You Take to Ho Chi Minh City?
So - your question might well be: how much do I need in VND (Vietnamese Dong) for a week in Ho Chi Minh City?
We'll break down how much money you should take to Ho Chi Minh City by different spending types later - but first, an overview. Here are some handy estimates to give you a flavour, looking at the costs of accommodation, food, transport and sightseeing, so you can start to budget, and decide how much money to bring to Ho Chi Minh City, based on your spending for a day or for a week.
| Travel Style | Average Daily cost | One Week cost |
|---|---|---|
| Budget (Cheap) | S$41 VND 833,728 | S$285 VND 5,757,934 |
| Mid-range | S$113 VND 2,292,752 | S$794 VND 16,049,264 |
| High-end (Luxury) | S$347 VND 269 | S$2,429 VND 49,085,736 |
How Much Cash Should You Take to Ho Chi Minh City?
Let's kick off with some key points when it comes to deciding how much cash to take to Ho Chi Minh City.
Cash is very widely used in Ho Chi Minh City, so having some with you at all times will be important. You can carry travel cash with you when you head to Ho Chi Minh City, exchange at the airport, or use ATMs on arrival.
Bear in mind that exchange rates at airports and hotels are often pretty poor - and before you fly out with lots of cash on you, check the latest cash limit you can take to Ho Chi Minh City before you need to declare it to the customs authorities. Ultimately, carrying lots of cash at any one time can be a security risk and make you a target for thieves.
Using an international travel debit card from a provider like Wise to make ATM withdrawals on arrival could be safer and cost less in the end.
Wise travel card
Order a Wise travel card to buy, hold and exchange 40+ currencies. You’ll be able to spend conveniently in Ho Chi Minh City - and all currency exchange uses the mid-market rate with no markup.
Card holders get some free ATM withdrawals available every month, and there’s no annual or monthly fees to pay, and no minimum balance requirement.
Is Ho Chi Minh City Expensive to Visit (in 2025)?
Ultimately, the cost of visiting Ho Chi Minh City varies depending on your plans, and how you like to enjoy yourself when you're abroad.
Overall, Ho Chi Minh City, is rated as a "moderately priced" place to visit by BudgetYourTrip. Accommodation, food, and activities are all available to suit any budget - but you'll need to plan your time to make sure you're making the most of both your time and your money while you're away.
What currency should I take to Ho Chi Minh City?
The official local currency used in Ho Chi Minh City is the Vietnamese Dong-VND. If you plan to take cash with you to spend while you're away, you'll need Vietnamese Dong.
The currency symbol is ₫, which is what you'll see in stores and on restaurant menus.
| Vietnamese Dong | |
|---|---|
| Currency name | Vietnamese Dong |
| Currency symbol | ₫ |
| Currency code | VND |
| Exchange rate today | 1 SGD = 20,205.5 VND 1 VND = 0.0000494914 SGD |
How to Save Money in Ho Chi Minh City - Traveller tips
No matter what you're planning on doing during your trip to Ho Chi Minh City, you want to make sure your money goes as far as possible.
Here are some top tips to save money in Ho Chi Minh City:
- Book your hotels or accommodation in advance to secure the best available deals
- Use public transport where possible, or approved taxi and ride hailing operators
- Use Google maps and reviews to find good restaurants. You'll often find better food and more reasonable prices away from the most touristy areas of town
- Look online for recommendations of free or low-cost attractions and activities in Ho Chi Minh City - blogs and travel magazines are a great place to start
- Use travel cards that offer fair exchange rates with transparent fees such as Wise, to keep down the costs of currency conversion and ATM use while you're away
Get a free multi-currency account and card to buy, hold, convert and send over 40 currencies. Fast, secure, easy and cheap transfers at the commercial exchange rate.
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Costs and Prices in Ho Chi Minh City for Tourists
Let's move on to the typical prices in Ho Chi Minh City for tourists. Below we've got a handy overview of prices for accommodation, food and services for tourists in Ho Chi Minh City. Use this along with your own research to figure out the likely costs and prices you'll come across during your visit.
Accommodation Costs in Ho Chi Minh City
Accommodation is usually one of the biggest costs on any trip abroad - but what you pay in the end will depend a lot on the accommodation type you pick. Below is an example of accommodation costs in Ho Chi Minh City based on one person sharing a typical double-occupancy hotel room.
| Types of accommodation | Prices per night |
|---|---|
| Budget | S$21
VND 416,864 |
| Mid-Range | S$61
VND 1,224,538 |
| Luxury | S$206
VND 4,168,640 |
Daily Food Costs in Ho Chi Minh City
Food is an important feature of a trip abroad for many of us - but what you spend can vary significantly depending on where you purchase your meals in Ho Chi Minh City. As you might expect, buying food from local markets and stores can be one of the cheapest options, or you could choose to eat at mid-range restaurants, or sample some high-end establishments.
Here's an example of how much a meal costs in Ho Chi Minh City based on different restaurant types.
| Types of Meal | Average Daily Cost |
|---|---|
| Budget | S$12
VND 234,486 |
| Mid-Range | S$30
VND 599,242 |
| Luxury | S$76
VND 1,537,186 |
Cost of Drink & Beverages
Let's move on to the cost of beer, wine, water and other beverages in Ho Chi Minh City:
| Drink & Beverages | Prices |
|---|---|
| Beer (bottle) | S$1 VND 23,449 |
| Wine (bottle) | S$15 VND 300,663 |
| Can of Coca-cola /Pepsi | S$1 VND 12,766 |
| Mineral water (1.5L bottle) | S$1 VND 13,027 |
| Coffee, Cappuccino, Hot Chocolate | S$2 VND 46,897 |
Cost of Entertainment
Entertainment and sightseeing are key aspects of any trip to Ho Chi Minh City, and your spending will depend on where and how you choose to experience them. You've got a range of options, from budget-friendly activities to more luxurious experiences.
Below is how much you'll generally spend on things like going out, sightseeing and general entertainment:
| Entertainment | Average Daily Cost |
|---|---|
| Budget | S$9
VND 182,378 |
| Mid-Range | S$24
VND 495,026 |
| Luxury | S$68
VND 1,380,862 |
Travel Costs in Ho Chi Minh City
Once you've arrived in Ho Chi Minh City you still need to figure out how to get around. The cost of travel can be different depending on your preferences - and how much of a hurry you're in. Using public transport is often our cheapest choice, but getting a taxi or hiring a car could be faster and more flexible, depending on your budget.
Some common ways to save money on transport in Ho Chi Minh City include:
- Where possible use airport shuttles on arrival to get to the city centre
- Use buses, metro, trams or other public transport where you can - Google Maps can help you navigate more easily
Plan activities to limit the travel needed by covering the popular sites in one area before exploring the next, to avoid excess travel time
Use known taxi operators and approved ride-hailing companies.
| Transport costs | Average Daily Cost |
|---|---|
| Budget | S$6
VND 130,270 |
| Mid-Range | S$19
VND 1,120,322 |
| Luxury | S$68
VND 1,380,862 |
Data Roaming, Internet, Local Sim Cards
Having easy access to your phone while you're away is important - not only to keep in touch with your friends and family, but also to navigate, look up good places to eat or visit, and to translate if needed. Make sure you don't get stuck without your phone - or with a big roaming bill - when you're in Ho Chi Minh City with these tips:
- Turn off your data roaming if you're concerned about running up excess fees, and only use your phone on secure wifi networks while you're away
- Check the roaming costs with your mobile operator - you may be able to add a roaming data package to your normal plan for a fairly low price
- Consider getting an international eSIM if your phone is compatible with eSIMs - these can be low hassle ways to keep access to your data, without needing to install a physical SIM card
- Check the SIM card price for tourists in Vietnam, before travelling - you'll likely find people trying to sell you a local SIM in the airport when you arrive, so knowing the price you should pay can help you avoid scams
How Much Should You Tip in Ho Chi Minh City?
Tipping etiquette can vary a lot between countries, and naturally depends a lot on the type of establishment you're in, or service you've received. Generally, tipping around 10-15% of the bill when you are happy with the service is in line with expectations.
Bear in mind that in some places a service fee - which is a percentage of the amount you spend - is already added to the bill, and means you don't need to add an additional tip unless you really want to. Check your bill before you pay - or just ask if the tip has already been included or not.
How to Get the Best Exchange Rate for Vietnamese Dong
Naturally you want to get the very best SGD to VND exchange rate. However, bear in mind that you'll also need to pick a secure and reputable provider when you exchange money. Black market money changers may look like they're offering great rates but they're not safe or reliable. Look out for the SGD - VND exchange rate online or at the currency exchange office.
Always seek out official exchange companies that offer fair rates and transparent fees. Or, consider getting a travel money card, such as Wise, to ensure your transactions are secure and convenient. Use your Wise card to pay where card transactions are supported, or to get cash from the ATM whenever you need it during your visit to Ho Chi Minh City.
The live exchange rate today is:
1 SGD = 20,205.5 VND
1 VND = 0.0000494914 SGD
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