Cost of living in Morocco
If you're planning on relocating from Singapore to Morocco it’s important to build a realistic budget based on the cost of living in your chosen destination. The cost of everyday life, from rent and utilities, to childcare and education, tax and other unavoidable costs, can vary enormously based on market forces, the strength of the local economy and government policies.
Read on as we explore key information about the differences in cost of living between Morocco & Singapore, focusing on everything from the costs of food, healthcare, entertainment and more.
What contributes to the cost of living between Morocco & Singapore?
In this guide we look at differences in cost of living between Morocco & Singapore, so you can start to build up a budget to cover your costs when you relocate. Cost of living is highly personalised, and can depend on the things you like to do, food you like to eat, type of home you want to live in, and so on. Naturally, living in a new country with a family, paying for a larger property, education and healthcare, would cost significantly more than an international student looking only to cover basic expenses during a relatively short term stay.
To help you plan your spending we’ve covered different common expenses in Morocco such as transport, healthcare, childcare and entertainment. Read on for more detail on each.
Pro tip: Use our international payment comparison tools to work out the best options for you to send international payments to and from Morocco & Singapore with low fees and great rates.
Is Morocco expensive?
Based on data from Numbeo, the cost of living in Morocco is 64.9% lower vs Singapore when you take into account daily spending without rent.
Once you include rent into your calculations, the cost of living in Morocco is 74.8% lower vs Singapore.
If you look just at rent, the cost of rent in Morocco is 89.2% lower than Singapore.
Your own exact cost of living will depend on many different factors including your lifestyle, hobbies and even health - this guide can help you build up your own budget to live comfortably in your new home.
Wise account
- Receive payments with local account details in 10 currencies
- Hold and exchange 40+ currencies
- Send money quickly to accounts in 160+ countries
- No minimum balance requirement
Transport in Morocco
Getting around will be an important cost to consider when living in Morocco. Whether you’re commuting to work, getting to school or travelling for pleasure, the costs of transport can vary widely from country to country, based on fuel and vehicle prices, and the availability of public transport, taxis, and ride hailing services.
| Transport | Singapore | Morocco | % difference |
|---|---|---|---|
| One way ticket (local transport) | S$2 (.د.م14) | S$0.7 (.د.م5) | -65.5% |
| Monthly pass (local transport) | S$120 (.د.م845) | S$27.6 (.د.م194) | -77% |
| Taxi start | S$4.6 (.د.م32) | S$1 (.د.م7) | -79% |
| Taxi (1km) | S$1 (.د.م7) | S$1 (.د.م7) | -3.3% |
| Taxi (1 hour waiting) | S$20.9 (.د.م147) | S$6.9 (.د.م49) | -67% |
| Gas (1 Litre) | S$2.9 (.د.م20) | S$2 (.د.م14) | -31.6% |
Utilities (monthly) in Morocco
No matter where you choose to live in Morocco you’ll need to pay utility bills for electricity, gas, water and other similar services. Utility costs are often dictated, or capped, by government policies, as well as market forces, which can mean that what you pay in one country is quite different to another. Here’s a look at utility costs in Morocco as an example.
| Item | Singapore | Morocco | % difference |
|---|---|---|---|
| Bills (electricity, gas, water) for 85m2 Apartment | S$210.9 (.د.م1,485) | S$53.2 (.د.م375) | -74.8% |
| Mobile Phone Contract (Calls and 10GB+ Data) | S$22.7 (.د.م160) | S$14.2 (.د.م100) | -37.4% |
| Internet (60 Mbps or More, Unlimited Data) | S$46.1 (.د.م325) | S$50 (.د.م352) | 8.5% |
Grocery costs in Morocco
Daily grocery costs and availability changes depending on the country you’re in, with factors like the proportion of foods that are imported making a big difference. When you’re in Morocco you’ll need to think about building a suitable food budget for your personal tastes, and based on the costs of items you buy often.
| Item | Singapore | Morocco | % difference |
|---|---|---|---|
| Milk (1 Litre) | S$3.7 (.د.م26) | S$1.1 (.د.م8) | -69.6% |
| Loaf of fresh bread | S$2.9 (.د.م20) | S$0.7 (.د.م5) | -76.7% |
| Rice (1kg) | S$3.7 (.د.م26) | S$2.3 (.د.م16) | -37% |
| 12 eggs (regular) | S$4.3 (.د.م30) | S$2.5 (.د.م18) | -42% |
| Local cheese (1kg) | S$23.1 (.د.م163) | S$12.8 (.د.م90) | -44.5% |
| Chicken fillets (1kg) | S$14.1 (.د.م99) | S$8 (.د.م56) | -43.1% |
| Beef (1kg) | S$27.8 (.د.م196) | S$13.4 (.د.م94) | -51.6% |
| Apples (1kg) | S$5.7 (.د.م40) | S$1.9 (.د.م13) | -67.6% |
| Bananas (1kg) | S$4 (.د.م28) | S$1.7 (.د.م12) | -57.6% |
Wise travel card - a lot cost alternative when travelling
Visa Debit Card
Spend in multiple currencies
Mid-market rateUsing a multi-currency card from Wise for your travels is often a more cost-effective option. Wise provides conversions at the mid-market exchange rate without any markups or hidden fees, ensuring you get the bets possible value for your money.
Accommodation in Morocco
If you’re moving to Morocco you’ll likely need to rent a place to live. No matter where in the world you choose to reside, the costs of rent tend to make up a huge slice of your monthly budget. That said, you can often bring down the overall costs of renting by choosing a less central location or by sharing with others.
| Accommodation | Singapore | Morocco | % difference |
|---|---|---|---|
| Apartment (1 bedroom) City Centre | S$3943.9 (.د.م27,779) | S$468.2 (.د.م3,298) | -88.1% |
| Apartment (1 bedroom) Outside of City Centre | S$2818.6 (.د.م19,853) | S$268.3 (.د.م1,890) | -90.5% |
| Apartment (3 bedroom) City Centre | S$7779 (.د.م54,791) | S$871.8 (.د.م6,140) | -88.8% |
| Apartment (3 bedroom) Outside of City Centre | S$4870.8 (.د.م34,307) | S$480.9 (.د.م3,387) | -90.1% |
Salaries in Morocco
The amount of money you have in your pocket when you’re living in Morocco is a function of both the salary you can earn, and the amount of tax you need to pay on your income. As taxes can be structured quite differently from one country to the next it’s crucial to get a realistic idea of the amount you’ll lose in taxes - and so the amount you have for spending - before you move.
| Salary | Singapore | Morocco | % difference |
|---|---|---|---|
| Average monthly salary (after tax) | S$5090.7 (.د.م35,856) | S$558.4 (.د.م3,933) | -89% |
Education and childcare in Morocco
For people moving to Morocco with a family, the costs of education and childcare will be an important budget line. Childcare, school fees and university costs can be a huge proportion of your annual budget, particularly when you’re outside of your home country, and may not have access to government funded educational institutions. Here’s a look at some common costs in Morocco to help your research.
| Childcare | Singapore | Morocco | % difference |
|---|---|---|---|
| Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child | S$1493.8 (.د.م10,521) | S$140.8 (.د.م992) | -90.6% |
| International Primary School, Yearly for 1 Child | S$36844 (.د.م259,508) | S$4399.5 (.د.م30,988) | -88.1% |
Entertainment and eating out in Morocco
Don’t forget to include discretionary spending on entertainment and personal care to your budget for Morocco. While your own spending in this area will be unique, planning to have some money for fun activities can help you settle into your new home, make new friends and relax into your new life.
| Entertainment | Singapore | Morocco | % difference |
|---|---|---|---|
| Fitness Club, Monthly Fee (1 Adult) | S$144.2 (.د.م1,016) | S$32 (.د.م225) | -77.8% |
| Tennis Court (1 Hour on Weekend) | S$15.8 (.د.م111) | S$30.8 (.د.م217) | 95.4% |
| Cinema, International Release, 1 ticket | S$15 (.د.م106) | S$9 (.د.م63) | -40.2% |
| Eating out | Singapore | Morocco | % difference |
|---|---|---|---|
| Meal out (cheap restaurant) | S$14 (.د.م99) | S$5.5 (.د.م39) | -60.5% |
| Meal for 2 (mid-range restaurant), 3 courses | S$100 (.د.م704) | S$34.5 (.د.م243) | -65.5% |
| Meal at McDonalds (or equivalent) | S$10 (.د.م70) | S$8.3 (.د.م58) | -17.1% |
| Local Beer (0.5 litres) | S$10 (.د.م70) | S$4.1 (.د.م29) | -58.6% |
| Imported Beer (0.33 litre) | S$6.7 (.د.م47) | S$3.3 (.د.م23) | -51.1% |
| Cappuccino (regular) | S$6.2 (.د.م44) | S$2.3 (.د.م16) | -62.3% |
| Coke/Pepsi (0.33 litre) | S$2.2 (.د.م15) | S$0.8 (.د.م6) | -65.3% |
| Water (0.33 litre) | S$1.6 (.د.م11) | S$0.5 (.د.م4) | -69.2% |
Exchange rates between Singapore & Morocco
Understanding the differences in exchange rate between Singapore & Morocco is important to allow you to manage your money across currencies. Looking at historical data and trends for the MAD/SGD exchange rate can help you understand how far your funds will go once you move.
Loading chart data...
Conclusion
Understanding the differences in cost of living between Morocco & Singapore is important for anyone who plans to relocate - either for a short period of work or study, or on a long term basis. By understanding how different costs may be for day to day essentials, you can plan your budget effectively and make sure you hit the ground running in your new home.
If you live an international lifestyle, our currency conversion and international payment comparison tools are the perfect way to help you manage your money across currencies. Use our guides and calculators to figure out the cheapest and most convenient ways to spend in your new country, and to send international payments to and from Morocco & Singapore with low fees and great rates.